Contractors Insurance in Greeley, CO
Contractors take on projects that involve property, people, equipment, and significant financial risk. Contractors insurance is designed to help manage those exposures by combining policies that address liability, property and employee needs.
Whether you’re an independent contractor or manage a larger crew, coverage can be tailored to fit the scale of your work.
Why it Matters
Job sites can be unpredictable. A client could trip over tools, a piece of equipment might get damaged, or an employee could be injured while working. Each of these situations could create financial challenges for your business. Contractors insurance offers a way to prepare for these possibilities so that one accident doesn’t derail your progress.
What it Covers
A contractors insurance package often combines multiple types of coverage, which may include the following choices:
- General liability insurance may help with third-party injuries or property damage claims.
- Commercial property insurance may assist with repairing or replacing tools, equipment or office space after a covered event.
- Workers’ compensation insurance may step in to help employees with medical care and lost wages after a workplace injury.
- Commercial auto insurance may apply to vehicles owned and operated for business use.
- Professional liability insurance may help if a client claims errors, omissions or negligence in your services.
Cost Factors
The cost of contractors insurance depends on the type of work you do, the number of employees you have, your claims history, and the coverage limits you select. High-risk trades like roofing may see higher premiums than lower-risk specialties. Reviewing quotes regularly can help ensure your policy stays aligned with your needs and budget.
Request a Quote Today
Contractors insurance plays an important role in building stability for your business. At Aztlan Insurance Agency, we can explain available options, answer your questions and help you choose coverage that matches your operations. Contact us today to request a contractors insurance quote.